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Maryland Mortgage Program

Directive 2026-06 | 2026 50% and 80% Area Median Income Limits

Directive |

To: All Participating Lenders

The Maryland Mortgage Program (MMP) is issuing this Directive to advise our lender partners that for reservations dated on and after June 24, 2026, the new 2026 Area Median Income Limits (AMI) are effective. 

As a reminder, the MMP Program Codes are separate for above and below 50% and 80% AMI and lenders should pay close attention when reserving MMP loans to ensure the correct program code is used. 

  • The 50% AMI limits must be met for borrowers using the MMP HomeStart 6% DPA Program. 

  • The 80% AMI limits must be met for borrowers using the MMP HomeAbility Program. 

As a reminder, maximum household income limits by jurisdiction are still applicable. 

Detailed information regarding this update is available on our website at Area Median Income - PDF - 120.14 KB.  

As always, we appreciate your continued participation in our programs. If you have any questions regarding this Notification, please email [email protected].

Thank you,

Kamili Jamal Brown
Assistant Director, Operations Manager